Call reports 2016
BANK OF VICI — 2016
What BANK OF VICI reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 41,346,000 | 41,198,000 | 39,560,000 | 38,985,000 |
| Total loans | 17,022,000 | 16,813,000 | 16,934,000 | 16,641,000 |
| Allowance for loan losses | 195,000 | 132,000 | 120,000 | 115,000 |
| Securities available for sale | 9,332,000 | 9,386,000 | 9,718,000 | 9,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,772,000 | 36,634,000 | 35,043,000 | 34,690,000 |
| Interest-bearing deposits | 26,752,000 | 27,193,000 | 25,433,000 | 25,090,000 |
| Noninterest-bearing deposits | 10,020,000 | 9,441,000 | 9,610,000 | 9,600,000 |
| Equity capital | 4,547,000 | 4,544,000 | 4,498,000 | 4,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 406,000 | 832,000 | 1,236,000 | 1,654,000 |
| Interest expense | 41,000 | 81,000 | 120,000 | 157,000 |
| Net interest income | 365,000 | 751,000 | 1,116,000 | 1,497,000 |
| Noninterest income | 78,000 | 140,000 | 209,000 | 311,000 |
| Noninterest expense | 334,000 | 705,000 | 1,053,000 | 1,521,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 186,000 | 272,000 | 288,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 109,000 | 186,000 | 272,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,422,000 | 4,411,000 | 4,384,000 | 4,342,000 |
| Total capital | 4,617,000 | 4,543,000 | 4,504,000 | 4,457,000 |
| Risk-weighted assets | 23,015,000 | 23,372,000 | 22,558,000 | 22,556,000 |