Call reports 2015
BANK OF VICI — 2015
What BANK OF VICI reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 45,196,000 | 43,209,000 | 40,546,000 | 40,545,000 |
| Total loans | 16,903,000 | 16,774,000 | 16,144,000 | 16,691,000 |
| Allowance for loan losses | 223,000 | 215,000 | 198,000 | 200,000 |
| Securities available for sale | 11,052,000 | 11,429,000 | 10,810,000 | 9,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,711,000 | 38,721,000 | 36,022,000 | 36,108,000 |
| Interest-bearing deposits | 30,579,000 | 30,125,000 | 26,793,000 | 26,224,000 |
| Noninterest-bearing deposits | 10,133,000 | 8,596,000 | 9,229,000 | 9,884,000 |
| Equity capital | 4,451,000 | 4,460,000 | 4,496,000 | 4,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 439,000 | 888,000 | 1,303,000 | 1,737,000 |
| Interest expense | 69,000 | 126,000 | 177,000 | 220,000 |
| Net interest income | 370,000 | 762,000 | 1,126,000 | 1,517,000 |
| Noninterest income | 71,000 | 135,000 | 208,000 | 319,000 |
| Noninterest expense | 339,000 | 738,000 | 1,064,000 | 1,493,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 102,000 | 159,000 | 270,000 | 343,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 159,000 | 270,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,246,000 | 4,288,000 | 4,339,000 | 4,312,000 |
| Total capital | 4,469,000 | 4,503,000 | 4,537,000 | 4,512,000 |
| Risk-weighted assets | 30,549,000 | 29,952,000 | 22,143,000 | 22,652,000 |