Call reports 2012
BANK OF VICI — 2012
What BANK OF VICI reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 42,865,000 | 43,594,000 | 43,764,000 | 43,767,000 |
| Total loans | 18,980,000 | 18,911,000 | 17,978,000 | 18,254,000 |
| Allowance for loan losses | 292,000 | 288,000 | 277,000 | 273,000 |
| Securities available for sale | 9,641,000 | 9,944,000 | 9,535,000 | 9,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,829,000 | 39,348,000 | 39,482,000 | 39,359,000 |
| Interest-bearing deposits | 30,967,000 | 31,637,000 | 31,036,000 | 31,020,000 |
| Noninterest-bearing deposits | 7,863,000 | 7,712,000 | 8,446,000 | 8,339,000 |
| Equity capital | 3,982,000 | 4,185,000 | 4,220,000 | 4,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 477,000 | 942,000 | 1,426,000 | 1,960,000 |
| Interest expense | 127,000 | 248,000 | 367,000 | 479,000 |
| Net interest income | 350,000 | 694,000 | 1,059,000 | 1,481,000 |
| Noninterest income | 73,000 | 137,000 | 209,000 | 309,000 |
| Noninterest expense | 330,000 | 657,000 | 993,000 | 1,370,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 174,000 | 275,000 | 420,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 89,000 | 170,000 | 271,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,757,000 | 3,838,000 | 3,866,000 | 4,011,000 |
| Total capital | 4,044,000 | 4,126,000 | 4,143,000 | 4,284,000 |
| Risk-weighted assets | 22,973,000 | 23,088,000 | 22,312,000 | 22,809,000 |