Call reports 2011
BANK OF VICI — 2011
What BANK OF VICI reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 39,991,000 | 41,195,000 | 41,652,000 | 41,657,000 |
| Total loans | 21,393,000 | 20,632,000 | 19,192,000 | 18,970,000 |
| Allowance for loan losses | 243,000 | 300,000 | 288,000 | 297,000 |
| Securities available for sale | 6,508,000 | 9,358,000 | 9,328,000 | 8,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,047,000 | 37,854,000 | 37,598,000 | 37,600,000 |
| Interest-bearing deposits | 30,382,000 | 31,326,000 | 31,047,000 | 30,529,000 |
| Noninterest-bearing deposits | 6,665,000 | 6,528,000 | 6,552,000 | 7,071,000 |
| Equity capital | 2,861,000 | 3,251,000 | 3,981,000 | 3,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 480,000 | 977,000 | 1,467,000 | 1,950,000 |
| Interest expense | 144,000 | 285,000 | 426,000 | 547,000 |
| Net interest income | 336,000 | 692,000 | 1,041,000 | 1,403,000 |
| Noninterest income | 117,000 | 189,000 | 269,000 | 362,000 |
| Noninterest expense | 319,000 | 629,000 | 982,000 | 1,396,000 |
| Provision for loan losses | 470,000 | 245,000 | 245,000 | 245,000 |
| Pretax income | -336,000 | 7,000 | 83,000 | 124,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -336,000 | 7,000 | 83,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,808,000 | 3,107,000 | 3,659,000 | 3,699,000 |
| Total capital | 3,051,000 | 3,400,000 | 3,944,000 | 3,982,000 |
| Risk-weighted assets | 24,013,000 | 23,425,000 | 22,758,000 | 22,693,000 |