Call reports 2009
BANK OF VICI — 2009
What BANK OF VICI reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 31,455,000 | 32,519,000 | 31,665,000 | 32,825,000 |
| Total loans | 21,067,000 | 21,101,000 | 21,631,000 | 21,887,000 |
| Allowance for loan losses | 202,000 | 223,000 | 128,000 | 165,000 |
| Securities available for sale | 4,273,000 | 4,012,000 | 4,513,000 | 4,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,050,000 | 29,155,000 | 28,295,000 | 29,527,000 |
| Interest-bearing deposits | 22,903,000 | 24,201,000 | 23,569,000 | 24,457,000 |
| Noninterest-bearing deposits | 5,147,000 | 4,953,000 | 4,726,000 | 5,070,000 |
| Equity capital | 3,260,000 | 3,246,000 | 3,275,000 | 3,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 547,000 | 1,069,000 | 1,624,000 | 2,161,000 |
| Interest expense | 156,000 | 301,000 | 435,000 | 551,000 |
| Net interest income | 391,000 | 768,000 | 1,189,000 | 1,610,000 |
| Noninterest income | 78,000 | 154,000 | 226,000 | 338,000 |
| Noninterest expense | 322,000 | 692,000 | 1,012,000 | 1,426,000 |
| Provision for loan losses | 30,000 | 30,000 | 170,000 | 270,000 |
| Pretax income | 117,000 | 217,000 | 250,000 | 277,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 117,000 | 217,000 | 250,000 | 277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,094,000 | 3,128,000 | 3,122,000 | 3,073,000 |
| Total capital | 3,296,000 | 3,351,000 | 3,250,000 | 3,238,000 |
| Risk-weighted assets | 21,813,000 | 22,062,000 | 22,082,000 | 22,567,000 |