Call reports 2007
BANK OF VICI — 2007
What BANK OF VICI reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 26,608,000 | 27,848,000 | 28,637,000 | 29,386,000 |
| Total loans | 18,951,000 | 19,292,000 | 18,869,000 | 19,840,000 |
| Allowance for loan losses | 234,000 | 228,000 | 218,000 | 234,000 |
| Securities available for sale | 2,284,000 | 2,366,000 | 2,595,000 | 2,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,477,000 | 24,793,000 | 25,514,000 | 26,149,000 |
| Interest-bearing deposits | 19,178,000 | 20,439,000 | 20,903,000 | 21,252,000 |
| Noninterest-bearing deposits | 4,299,000 | 4,354,000 | 4,611,000 | 4,897,000 |
| Equity capital | 2,973,000 | 2,878,000 | 2,937,000 | 3,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 507,000 | 1,041,000 | 1,587,000 | 2,258,000 |
| Interest expense | 169,000 | 363,000 | 576,000 | 798,000 |
| Net interest income | 338,000 | 678,000 | 1,011,000 | 1,460,000 |
| Noninterest income | 87,000 | 176,000 | 269,000 | 383,000 |
| Noninterest expense | 275,000 | 610,000 | 880,000 | 1,275,000 |
| Provision for loan losses | 0 | 0 | 0 | 35,000 |
| Pretax income | 150,000 | 244,000 | 400,000 | 533,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 150,000 | 244,000 | 400,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,974,000 | 2,907,000 | 2,928,000 | 2,938,000 |
| Total capital | 3,208,000 | 3,135,000 | 3,146,000 | 3,172,000 |
| Risk-weighted assets | 19,856,000 | 20,491,000 | 20,180,000 | 20,959,000 |