Call reports 2005
BANK OF VICI — 2005
What BANK OF VICI reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 22,840,000 | 24,281,000 | 24,204,000 | 23,576,000 |
| Total loans | 15,944,000 | 16,874,000 | 16,818,000 | 17,284,000 |
| Allowance for loan losses | 247,000 | 238,000 | 244,000 | 238,000 |
| Securities available for sale | 3,939,000 | 4,227,000 | 3,573,000 | 3,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,823,000 | 21,264,000 | 21,042,000 | 20,553,000 |
| Interest-bearing deposits | 16,325,000 | 17,251,000 | 16,979,000 | 16,437,000 |
| Noninterest-bearing deposits | 3,498,000 | 4,013,000 | 4,063,000 | 4,116,000 |
| Equity capital | 2,936,000 | 2,930,000 | 3,072,000 | 2,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 361,000 | 773,000 | 1,211,000 | 1,666,000 |
| Interest expense | 66,000 | 145,000 | 241,000 | 335,000 |
| Net interest income | 295,000 | 628,000 | 970,000 | 1,331,000 |
| Noninterest income | 75,000 | 148,000 | 233,000 | 302,000 |
| Noninterest expense | 251,000 | 517,000 | 748,000 | 1,064,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 30,000 |
| Pretax income | 119,000 | 259,000 | 425,000 | 539,000 |
| Income tax | 0 | 33,000 | 49,000 | 162,000 |
| Net income | 119,000 | 226,000 | 376,000 | 377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,939,000 | 2,940,000 | 3,091,000 | 2,877,000 |
| Total capital | 3,151,000 | 3,166,000 | 3,308,000 | 3,104,000 |
| Risk-weighted assets | 16,941,000 | 18,056,000 | 17,891,000 | 18,143,000 |