Call reports 2004
BANK OF VICI — 2004
What BANK OF VICI reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 22,946,000 | 23,360,000 | 22,509,000 | 21,983,000 |
| Total loans | 13,310,000 | 14,055,000 | 14,910,000 | 15,244,000 |
| Allowance for loan losses | 213,000 | 206,000 | 217,000 | 234,000 |
| Securities available for sale | 6,493,000 | 5,662,000 | 4,984,000 | 4,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,006,000 | 20,447,000 | 19,493,000 | 19,052,000 |
| Interest-bearing deposits | 16,899,000 | 16,964,000 | 16,167,000 | 15,488,000 |
| Noninterest-bearing deposits | 3,107,000 | 3,483,000 | 3,326,000 | 3,564,000 |
| Equity capital | 2,812,000 | 2,811,000 | 2,930,000 | 2,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 716,000 | 1,100,000 | 1,514,000 |
| Interest expense | 67,000 | 135,000 | 196,000 | 253,000 |
| Net interest income | 277,000 | 581,000 | 904,000 | 1,261,000 |
| Noninterest income | 70,000 | 140,000 | 213,000 | 282,000 |
| Noninterest expense | 218,000 | 471,000 | 699,000 | 1,050,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 100,000 |
| Pretax income | 129,000 | 250,000 | 393,000 | 393,000 |
| Income tax | 10,000 | 41,000 | 45,000 | 61,000 |
| Net income | 119,000 | 209,000 | 348,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,726,000 | 2,767,000 | 2,895,000 | 2,820,000 |
| Total capital | 2,914,000 | 2,962,000 | 3,094,000 | 3,022,000 |
| Risk-weighted assets | 15,011,000 | 15,624,000 | 15,963,000 | 16,157,000 |