Call reports 2003
BANK OF VICI — 2003
What BANK OF VICI reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 22,305,000 | 22,463,000 | 23,494,000 | 23,354,000 |
| Total loans | 11,082,000 | 11,382,000 | 11,732,000 | 12,644,000 |
| Allowance for loan losses | 165,000 | 162,000 | 179,000 | 212,000 |
| Securities available for sale | 6,901,000 | 6,590,000 | 6,809,000 | 6,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,810,000 | 18,941,000 | 19,969,000 | 20,525,000 |
| Interest-bearing deposits | 15,979,000 | 16,067,000 | 16,930,000 | 16,757,000 |
| Noninterest-bearing deposits | 2,831,000 | 2,874,000 | 3,039,000 | 3,768,000 |
| Equity capital | 3,334,000 | 3,366,000 | 3,397,000 | 2,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 339,000 | 672,000 | 998,000 | 1,375,000 |
| Interest expense | 88,000 | 166,000 | 234,000 | 299,000 |
| Net interest income | 251,000 | 506,000 | 764,000 | 1,076,000 |
| Noninterest income | 68,000 | 132,000 | 194,000 | 269,000 |
| Noninterest expense | 212,000 | 437,000 | 654,000 | 973,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 50,000 |
| Pretax income | 107,000 | 201,000 | 279,000 | 322,000 |
| Income tax | 4,000 | 29,000 | 42,000 | 50,000 |
| Net income | 103,000 | 172,000 | 237,000 | 272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,195,000 | 3,235,000 | 3,301,000 | 2,608,000 |
| Total capital | 3,360,000 | 3,397,000 | 3,474,000 | 2,791,000 |
| Risk-weighted assets | 13,192,000 | 13,498,000 | 13,813,000 | 14,571,000 |