Call reports 2001
DESERT HILLS BANK — 2001
What DESERT HILLS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,796,000 | 33,563,000 | 36,582,000 | 46,956,000 |
| Total loans | 8,969,000 | 25,786,000 | 27,801,000 | 40,341,000 |
| Allowance for loan losses | 145,000 | 205,000 | 265,000 | 350,000 |
| Securities available for sale | 0 | 1,995,000 | 5,065,000 | 5,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,242,000 | 28,084,000 | 31,070,000 | 39,397,000 |
| Interest-bearing deposits | 16,351,000 | 25,072,000 | 26,992,000 | 34,672,000 |
| Noninterest-bearing deposits | 1,891,000 | 3,012,000 | 4,078,000 | 4,725,000 |
| Equity capital | 5,523,000 | 5,448,000 | 5,441,000 | 5,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 241,000 | 846,000 | 1,512,000 | 2,415,000 |
| Interest expense | 104,000 | 372,000 | 718,000 | 997,000 |
| Net interest income | 137,000 | 474,000 | 794,000 | 1,418,000 |
| Noninterest income | 17,000 | 46,000 | 87,000 | 132,000 |
| Noninterest expense | 370,000 | 746,000 | 1,125,000 | 1,649,000 |
| Provision for loan losses | 45,000 | 105,000 | 165,000 | 250,000 |
| Pretax income | -261,000 | -331,000 | -409,000 | -349,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -261,000 | -331,000 | -409,000 | -349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,523,000 | 5,345,000 | 5,272,000 | 5,332,000 |
| Total capital | 5,668,000 | 5,550,000 | 5,537,000 | 5,682,000 |
| Risk-weighted assets | 12,097,000 | 26,832,000 | 28,512,000 | 39,522,000 |