Call reports 2025
HOCKING VALLEY BANK, THE — 2025
What HOCKING VALLEY BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 346,413,000 | 345,791,000 | 346,327,000 | 356,204,000 |
| Total loans | 205,907,000 | 202,348,000 | 202,691,000 | 205,538,000 |
| Allowance for loan losses | 2,537,000 | 2,545,000 | 2,520,000 | 2,521,000 |
| Securities available for sale | 93,803,000 | 93,744,000 | 95,529,000 | 94,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,274,000 | 307,417,000 | 305,355,000 | 315,949,000 |
| Interest-bearing deposits | 203,162,000 | 209,483,000 | 207,553,000 | 218,585,000 |
| Noninterest-bearing deposits | 106,112,000 | 97,934,000 | 97,802,000 | 97,364,000 |
| Equity capital | 33,196,000 | 34,602,000 | 36,720,000 | 36,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,403,000 | 7,083,000 | 11,033,000 | 15,110,000 |
| Interest expense | 738,000 | 1,552,000 | 2,418,000 | 3,339,000 |
| Net interest income | 2,665,000 | 5,531,000 | 8,615,000 | 11,771,000 |
| Noninterest income | 264,000 | 544,000 | 833,000 | 1,129,000 |
| Noninterest expense | 1,777,000 | 3,776,000 | 5,763,000 | 7,773,000 |
| Provision for loan losses | 0 | 8,000 | 8,000 | 8,000 |
| Pretax income | 1,074,000 | 2,249,000 | 3,640,000 | 5,093,000 |
| Income tax | 208,000 | 444,000 | 719,000 | 1,005,000 |
| Net income | 866,000 | 1,805,000 | 2,921,000 | 4,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,367,000 | 38,305,000 | 39,422,000 | 38,589,000 |