Call reports 2021
HOCKING VALLEY BANK, THE — 2021
What HOCKING VALLEY BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 336,299,000 | 335,693,000 | 343,302,000 | 337,994,000 |
| Total loans | 171,758,000 | 171,251,000 | 167,570,000 | 168,270,000 |
| Allowance for loan losses | 2,361,000 | 2,421,000 | 2,419,000 | 2,416,000 |
| Securities available for sale | 95,836,000 | 121,882,000 | 128,155,000 | 129,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,143,000 | 292,515,000 | 299,878,000 | 298,495,000 |
| Interest-bearing deposits | 196,047,000 | 201,052,000 | 205,609,000 | 206,052,000 |
| Noninterest-bearing deposits | 96,096,000 | 91,463,000 | 94,269,000 | 92,443,000 |
| Equity capital | 31,354,000 | 31,963,000 | 32,610,000 | 31,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,019,000 | 4,064,000 | 6,092,000 | 9,188,000 |
| Interest expense | 190,000 | 373,000 | 546,000 | 686,000 |
| Net interest income | 1,829,000 | 3,691,000 | 5,546,000 | 8,502,000 |
| Noninterest income | 567,000 | 1,083,000 | 1,797,000 | 1,371,000 |
| Noninterest expense | 1,588,000 | 3,183,000 | 4,900,000 | 6,632,000 |
| Provision for loan losses | 60,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 748,000 | 1,471,000 | 2,323,000 | 3,121,000 |
| Income tax | 135,000 | 265,000 | 420,000 | 560,000 |
| Net income | 613,000 | 1,206,000 | 1,903,000 | 2,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,144,000 | 31,737,000 | 32,435,000 | 32,192,000 |