Call reports 2020
HOCKING VALLEY BANK, THE — 2020
What HOCKING VALLEY BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 288,338,000 | 305,434,000 | 309,124,000 | 315,173,000 |
| Total loans | 180,361,000 | 189,652,000 | 185,435,000 | 172,578,000 |
| Allowance for loan losses | 2,292,000 | 2,246,000 | 2,234,000 | 2,296,000 |
| Securities available for sale | 49,513,000 | 50,964,000 | 63,607,000 | 76,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,685,000 | 262,804,000 | 264,508,000 | 270,425,000 |
| Interest-bearing deposits | 181,056,000 | 178,916,000 | 183,165,000 | 186,364,000 |
| Noninterest-bearing deposits | 67,629,000 | 83,888,000 | 81,343,000 | 84,061,000 |
| Equity capital | 30,823,000 | 31,531,000 | 32,314,000 | 31,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,591,000 | 4,865,000 | 7,065,000 | 9,190,000 |
| Interest expense | 328,000 | 571,000 | 799,000 | 1,018,000 |
| Net interest income | 2,263,000 | 4,294,000 | 6,266,000 | 8,172,000 |
| Noninterest income | 361,000 | 789,000 | 1,280,000 | 1,955,000 |
| Noninterest expense | 1,841,000 | 3,520,000 | 5,254,000 | 6,893,000 |
| Provision for loan losses | 20,000 | 80,000 | 140,000 | 200,000 |
| Pretax income | 763,000 | 1,483,000 | 2,152,000 | 3,034,000 |
| Income tax | 140,000 | 270,000 | 395,000 | 565,000 |
| Net income | 623,000 | 1,213,000 | 1,757,000 | 2,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,886,000 | 30,476,000 | 31,019,000 | 30,531,000 |