Call reports 2019
HOCKING VALLEY BANK, THE — 2019
What HOCKING VALLEY BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 282,925,000 | 268,277,000 | 270,464,000 | 268,303,000 |
| Total loans | 176,829,000 | 179,782,000 | 181,293,000 | 181,180,000 |
| Allowance for loan losses | 2,353,000 | 2,355,000 | 2,336,000 | 2,291,000 |
| Securities available for sale | 48,675,000 | 48,161,000 | 47,154,000 | 49,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,039,000 | 230,530,000 | 231,640,000 | 230,384,000 |
| Interest-bearing deposits | 184,689,000 | 167,235,000 | 166,351,000 | 166,242,000 |
| Noninterest-bearing deposits | 62,350,000 | 63,295,000 | 65,289,000 | 64,142,000 |
| Equity capital | 28,154,000 | 29,363,000 | 30,278,000 | 29,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,577,000 | 5,241,000 | 7,966,000 | 10,618,000 |
| Interest expense | 339,000 | 703,000 | 1,077,000 | 1,425,000 |
| Net interest income | 2,238,000 | 4,538,000 | 6,889,000 | 9,193,000 |
| Noninterest income | 281,000 | 648,000 | 1,022,000 | 1,328,000 |
| Noninterest expense | 1,858,000 | 3,520,000 | 5,338,000 | 7,027,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 661,000 | 1,666,000 | 2,578,000 | 3,499,000 |
| Income tax | 125,000 | 310,000 | 480,000 | 607,000 |
| Net income | 536,000 | 1,356,000 | 2,098,000 | 2,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,343,000 | 29,163,000 | 29,905,000 | 29,262,000 |
| Total capital | 30,457,000 | 31,334,000 | 32,125,000 | 31,424,000 |
| Risk-weighted assets | 168,959,000 | 173,570,000 | 177,516,000 | 172,875,000 |