Call reports 2018
HOCKING VALLEY BANK, THE — 2018
What HOCKING VALLEY BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 298,835,000 | 264,340,000 | 263,737,000 | 261,434,000 |
| Total loans | 166,610,000 | 171,049,000 | 174,072,000 | 176,210,000 |
| Allowance for loan losses | 2,512,000 | 2,441,000 | 2,442,000 | 2,439,000 |
| Securities available for sale | 55,096,000 | 55,242,000 | 52,764,000 | 50,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,732,000 | 233,390,000 | 232,142,000 | 226,592,000 |
| Interest-bearing deposits | 192,418,000 | 170,750,000 | 167,118,000 | 162,909,000 |
| Noninterest-bearing deposits | 76,314,000 | 62,640,000 | 65,024,000 | 63,683,000 |
| Equity capital | 26,869,000 | 27,506,000 | 28,110,000 | 27,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,362,000 | 4,877,000 | 7,354,000 | 9,931,000 |
| Interest expense | 199,000 | 436,000 | 679,000 | 977,000 |
| Net interest income | 2,163,000 | 4,441,000 | 6,675,000 | 8,954,000 |
| Noninterest income | 313,000 | 618,000 | 926,000 | 1,247,000 |
| Noninterest expense | 1,794,000 | 3,489,000 | 5,216,000 | 6,853,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 683,000 | 1,571,000 | 2,386,000 | 3,349,000 |
| Income tax | 125,000 | 310,000 | 435,000 | 615,000 |
| Net income | 558,000 | 1,261,000 | 1,951,000 | 2,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,411,000 | 28,114,000 | 28,804,000 | 27,807,000 |
| Total capital | 29,417,000 | 30,158,000 | 30,864,000 | 29,900,000 |
| Risk-weighted assets | 159,976,000 | 163,134,000 | 164,449,000 | 167,112,000 |