Call reports 2016
HOCKING VALLEY BANK, THE — 2016
What HOCKING VALLEY BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 248,572,000 | 242,781,000 | 253,860,000 | 255,008,000 |
| Total loans | 165,581,000 | 167,523,000 | 168,604,000 | 167,607,000 |
| Allowance for loan losses | 2,501,000 | 2,502,000 | 2,508,000 | 2,477,000 |
| Securities available for sale | 52,554,000 | 52,029,000 | 49,827,000 | 47,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,924,000 | 212,971,000 | 223,816,000 | 225,696,000 |
| Interest-bearing deposits | 165,387,000 | 161,905,000 | 165,106,000 | 166,116,000 |
| Noninterest-bearing deposits | 53,537,000 | 51,066,000 | 58,710,000 | 59,580,000 |
| Equity capital | 25,873,000 | 26,542,000 | 27,045,000 | 25,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,124,000 | 4,281,000 | 6,496,000 | 8,686,000 |
| Interest expense | 157,000 | 319,000 | 490,000 | 669,000 |
| Net interest income | 1,967,000 | 3,962,000 | 6,006,000 | 8,017,000 |
| Noninterest income | 329,000 | 791,000 | 1,103,000 | 1,433,000 |
| Noninterest expense | 1,714,000 | 3,347,000 | 4,969,000 | 6,668,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 582,000 | 1,406,000 | 2,144,000 | 2,786,000 |
| Income tax | 150,000 | 385,000 | 585,000 | 755,000 |
| Net income | 432,000 | 1,021,000 | 1,559,000 | 2,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,575,000 | 26,164,000 | 26,702,000 | 25,874,000 |
| Total capital | 27,516,000 | 28,124,000 | 28,664,000 | 27,833,000 |
| Risk-weighted assets | 154,732,000 | 156,270,000 | 156,436,000 | 156,218,000 |