Call reports 2015
HOCKING VALLEY BANK, THE — 2015
What HOCKING VALLEY BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 241,920,000 | 246,361,000 | 244,563,000 | 249,702,000 |
| Total loans | 161,010,000 | 163,528,000 | 162,457,000 | 160,442,000 |
| Allowance for loan losses | 2,701,000 | 2,687,000 | 2,639,000 | 2,621,000 |
| Securities available for sale | 47,189,000 | 47,932,000 | 49,399,000 | 50,902,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,284,000 | 217,516,000 | 215,147,000 | 220,064,000 |
| Interest-bearing deposits | 165,878,000 | 170,445,000 | 167,478,000 | 167,926,000 |
| Noninterest-bearing deposits | 47,406,000 | 47,071,000 | 47,669,000 | 52,138,000 |
| Equity capital | 25,207,000 | 25,563,000 | 26,147,000 | 25,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,081,000 | 4,222,000 | 6,385,000 | 8,537,000 |
| Interest expense | 175,000 | 348,000 | 517,000 | 680,000 |
| Net interest income | 1,906,000 | 3,874,000 | 5,868,000 | 7,857,000 |
| Noninterest income | 310,000 | 653,000 | 990,000 | 1,317,000 |
| Noninterest expense | 1,677,000 | 3,299,000 | 4,929,000 | 6,486,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 539,000 | 1,228,000 | 1,929,000 | 2,688,000 |
| Income tax | 135,000 | 320,000 | 505,000 | 715,000 |
| Net income | 404,000 | 908,000 | 1,424,000 | 1,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,824,000 | 25,329,000 | 25,844,000 | 25,143,000 |
| Total capital | 26,707,000 | 27,164,000 | 27,747,000 | 27,040,000 |
| Risk-weighted assets | 168,062,000 | 145,943,000 | 151,495,000 | 151,072,000 |