Call reports 2014
HOCKING VALLEY BANK, THE — 2014
What HOCKING VALLEY BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 234,361,000 | 232,379,000 | 238,213,000 | 237,825,000 |
| Total loans | 150,893,000 | 153,432,000 | 157,026,000 | 157,883,000 |
| Allowance for loan losses | 2,684,000 | 2,668,000 | 2,674,000 | 2,702,000 |
| Securities available for sale | 53,061,000 | 52,163,000 | 49,581,000 | 48,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,404,000 | 204,021,000 | 209,507,000 | 209,593,000 |
| Interest-bearing deposits | 159,508,000 | 159,715,000 | 163,979,000 | 162,419,000 |
| Noninterest-bearing deposits | 46,896,000 | 44,306,000 | 45,528,000 | 47,174,000 |
| Equity capital | 24,462,000 | 25,055,000 | 25,530,000 | 24,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,145,000 | 4,248,000 | 6,416,000 | 8,502,000 |
| Interest expense | 201,000 | 389,000 | 579,000 | 766,000 |
| Net interest income | 1,944,000 | 3,859,000 | 5,837,000 | 7,736,000 |
| Noninterest income | 292,000 | 609,000 | 940,000 | 1,304,000 |
| Noninterest expense | 1,563,000 | 3,085,000 | 4,684,000 | 6,322,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 673,000 | 1,383,000 | 2,098,000 | 2,723,000 |
| Income tax | 185,000 | 370,000 | 555,000 | 715,000 |
| Net income | 488,000 | 1,013,000 | 1,543,000 | 2,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,200,000 | 24,725,000 | 25,255,000 | 24,420,000 |
| Total capital | 26,038,000 | 26,587,000 | 27,149,000 | 26,312,000 |
| Risk-weighted assets | 146,170,000 | 148,193,000 | 150,779,000 | 150,562,000 |