Call reports 2013
HOCKING VALLEY BANK, THE — 2013
What HOCKING VALLEY BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 239,677,000 | 237,859,000 | 239,403,000 | 233,379,000 |
| Total loans | 141,155,000 | 145,656,000 | 147,790,000 | 149,590,000 |
| Allowance for loan losses | 2,715,000 | 2,724,000 | 2,729,000 | 2,709,000 |
| Securities available for sale | 53,550,000 | 53,561,000 | 52,914,000 | 52,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,791,000 | 210,035,000 | 211,059,000 | 206,036,000 |
| Interest-bearing deposits | 172,068,000 | 170,887,000 | 168,724,000 | 160,967,000 |
| Noninterest-bearing deposits | 39,723,000 | 39,148,000 | 42,335,000 | 45,069,000 |
| Equity capital | 24,076,000 | 24,273,000 | 24,695,000 | 23,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,162,000 | 4,309,000 | 6,561,000 | 8,705,000 |
| Interest expense | 237,000 | 467,000 | 694,000 | 908,000 |
| Net interest income | 1,925,000 | 3,842,000 | 5,867,000 | 7,797,000 |
| Noninterest income | 300,000 | 1,016,000 | 1,342,000 | 1,653,000 |
| Noninterest expense | 1,797,000 | 3,446,000 | 5,121,000 | 6,681,000 |
| Provision for loan losses | 30,000 | 30,000 | 85,000 | 99,000 |
| Pretax income | 398,000 | 1,382,000 | 2,003,000 | 2,670,000 |
| Income tax | 85,000 | 365,000 | 517,000 | 690,000 |
| Net income | 313,000 | 1,017,000 | 1,486,000 | 1,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,246,000 | 23,949,000 | 24,418,000 | 23,712,000 |
| Total capital | 24,966,000 | 25,722,000 | 26,212,000 | 25,539,000 |
| Risk-weighted assets | 136,575,000 | 140,863,000 | 142,551,000 | 145,261,000 |