Call reports 2012
HOCKING VALLEY BANK, THE — 2012
What HOCKING VALLEY BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 237,082,000 | 236,071,000 | 243,630,000 | 242,272,000 |
| Total loans | 142,545,000 | 142,337,000 | 142,001,000 | 139,673,000 |
| Allowance for loan losses | 2,553,000 | 2,643,000 | 2,695,000 | 2,686,000 |
| Securities available for sale | 52,615,000 | 53,543,000 | 53,021,000 | 53,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,313,000 | 208,763,000 | 215,735,000 | 214,675,000 |
| Interest-bearing deposits | 171,567,000 | 170,290,000 | 176,285,000 | 173,478,000 |
| Noninterest-bearing deposits | 38,746,000 | 38,473,000 | 39,450,000 | 41,197,000 |
| Equity capital | 23,278,000 | 23,810,000 | 24,328,000 | 23,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,375,000 | 4,701,000 | 6,980,000 | 9,283,000 |
| Interest expense | 325,000 | 615,000 | 882,000 | 1,138,000 |
| Net interest income | 2,050,000 | 4,086,000 | 6,098,000 | 8,145,000 |
| Noninterest income | 303,000 | 652,000 | 988,000 | 1,310,000 |
| Noninterest expense | 1,774,000 | 3,441,000 | 5,114,000 | 6,639,000 |
| Provision for loan losses | 45,000 | 135,000 | 195,000 | 300,000 |
| Pretax income | 536,000 | 1,164,000 | 1,779,000 | 2,518,000 |
| Income tax | 130,000 | 280,000 | 435,000 | 625,000 |
| Net income | 406,000 | 884,000 | 1,344,000 | 1,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,445,000 | 22,923,000 | 23,383,000 | 22,932,000 |
| Total capital | 24,191,000 | 24,662,000 | 25,113,000 | 24,636,000 |
| Risk-weighted assets | 138,911,000 | 138,215,000 | 137,475,000 | 135,351,000 |