Call reports 2011
HOCKING VALLEY BANK, THE — 2011
What HOCKING VALLEY BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 236,028,000 | 240,353,000 | 243,126,000 | 235,920,000 |
| Total loans | 138,527,000 | 141,189,000 | 142,557,000 | 143,542,000 |
| Allowance for loan losses | 2,713,000 | 2,784,000 | 2,674,000 | 2,615,000 |
| Securities available for sale | 48,471,000 | 50,442,000 | 52,832,000 | 52,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,164,000 | 214,224,000 | 216,095,000 | 208,809,000 |
| Interest-bearing deposits | 176,448,000 | 180,082,000 | 181,080,000 | 170,069,000 |
| Noninterest-bearing deposits | 33,716,000 | 34,142,000 | 35,015,000 | 38,740,000 |
| Equity capital | 22,077,000 | 22,739,000 | 23,447,000 | 22,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,498,000 | 4,983,000 | 7,475,000 | 9,924,000 |
| Interest expense | 446,000 | 882,000 | 1,285,000 | 1,645,000 |
| Net interest income | 2,052,000 | 4,101,000 | 6,190,000 | 8,279,000 |
| Noninterest income | 311,000 | 643,000 | 901,000 | 1,132,000 |
| Noninterest expense | 1,779,000 | 3,472,000 | 5,114,000 | 6,763,000 |
| Provision for loan losses | 90,000 | 180,000 | 180,000 | 210,000 |
| Pretax income | 494,000 | 1,092,000 | 1,797,000 | 2,438,000 |
| Income tax | 115,000 | 260,000 | 440,000 | 598,000 |
| Net income | 379,000 | 832,000 | 1,357,000 | 1,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,478,000 | 21,931,000 | 22,456,000 | 22,039,000 |
| Total capital | 23,155,000 | 23,631,000 | 24,183,000 | 23,789,000 |
| Risk-weighted assets | 133,148,000 | 134,955,000 | 137,247,000 | 139,129,000 |