Call reports 2010
HOCKING VALLEY BANK, THE — 2010
What HOCKING VALLEY BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 217,131,000 | 225,409,000 | 231,711,000 | 232,801,000 |
| Total loans | 142,342,000 | 146,129,000 | 145,068,000 | 142,837,000 |
| Allowance for loan losses | 2,137,000 | 2,309,000 | 2,415,000 | 2,595,000 |
| Securities available for sale | 41,385,000 | 45,330,000 | 44,598,000 | 47,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,241,000 | 199,374,000 | 204,789,000 | 207,016,000 |
| Interest-bearing deposits | 159,653,000 | 166,000,000 | 169,866,000 | 173,303,000 |
| Noninterest-bearing deposits | 31,588,000 | 33,374,000 | 34,923,000 | 33,713,000 |
| Equity capital | 21,311,000 | 21,730,000 | 22,434,000 | 21,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,551,000 | 5,218,000 | 7,894,000 | 10,544,000 |
| Interest expense | 498,000 | 995,000 | 1,483,000 | 1,962,000 |
| Net interest income | 2,053,000 | 4,223,000 | 6,411,000 | 8,582,000 |
| Noninterest income | 318,000 | 654,000 | 962,000 | 1,288,000 |
| Noninterest expense | 1,717,000 | 3,435,000 | 5,086,000 | 6,734,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 474,000 | 1,082,000 | 1,752,000 | 2,421,000 |
| Income tax | 110,000 | 260,000 | 430,000 | 595,000 |
| Net income | 364,000 | 822,000 | 1,322,000 | 1,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,538,000 | 20,995,000 | 21,495,000 | 21,099,000 |
| Total capital | 22,224,000 | 22,734,000 | 23,230,000 | 22,815,000 |
| Risk-weighted assets | 134,434,000 | 138,586,000 | 138,120,000 | 136,436,000 |