Call reports 2009
HOCKING VALLEY BANK, THE — 2009
What HOCKING VALLEY BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 198,436,000 | 211,775,000 | 211,797,000 | 218,325,000 |
| Total loans | 140,009,000 | 139,791,000 | 144,853,000 | 142,959,000 |
| Allowance for loan losses | 2,294,000 | 2,290,000 | 2,148,000 | 2,031,000 |
| Securities available for sale | 31,034,000 | 35,697,000 | 39,352,000 | 40,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,499,000 | 187,106,000 | 186,347,000 | 193,193,000 |
| Interest-bearing deposits | 142,894,000 | 155,333,000 | 156,362,000 | 160,774,000 |
| Noninterest-bearing deposits | 30,605,000 | 31,773,000 | 29,985,000 | 32,419,000 |
| Equity capital | 19,867,000 | 20,230,000 | 21,088,000 | 20,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,533,000 | 5,195,000 | 7,853,000 | 10,482,000 |
| Interest expense | 553,000 | 1,117,000 | 1,647,000 | 2,171,000 |
| Net interest income | 1,980,000 | 4,078,000 | 6,206,000 | 8,311,000 |
| Noninterest income | 314,000 | 639,000 | 967,000 | 1,277,000 |
| Noninterest expense | 1,616,000 | 3,303,000 | 4,897,000 | 6,418,000 |
| Provision for loan losses | 105,000 | 250,000 | 420,000 | 600,000 |
| Pretax income | 573,000 | 1,166,000 | 1,856,000 | 2,570,000 |
| Income tax | 145,000 | 295,000 | 470,000 | 655,000 |
| Net income | 428,000 | 871,000 | 1,386,000 | 1,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,286,000 | 19,729,000 | 20,244,000 | 20,173,000 |
| Total capital | 20,954,000 | 21,393,000 | 21,961,000 | 21,886,000 |
| Risk-weighted assets | 132,776,000 | 132,497,000 | 136,894,000 | 136,762,000 |