Call reports 2007
HOCKING VALLEY BANK, THE — 2007
What HOCKING VALLEY BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 173,068,000 | 177,672,000 | 178,044,000 | 182,723,000 |
| Total loans | 128,902,000 | 128,678,000 | 126,644,000 | 129,663,000 |
| Allowance for loan losses | 2,297,000 | 2,302,000 | 2,346,000 | 2,296,000 |
| Securities available for sale | 20,746,000 | 20,511,000 | 21,634,000 | 28,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,219,000 | 151,593,000 | 154,013,000 | 159,106,000 |
| Interest-bearing deposits | 116,032,000 | 120,721,000 | 125,511,000 | 129,517,000 |
| Noninterest-bearing deposits | 31,187,000 | 30,872,000 | 28,502,000 | 29,589,000 |
| Equity capital | 18,015,000 | 18,288,000 | 18,856,000 | 18,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,628,000 | 5,287,000 | 7,998,000 | 10,817,000 |
| Interest expense | 937,000 | 1,944,000 | 2,971,000 | 4,027,000 |
| Net interest income | 1,691,000 | 3,343,000 | 5,027,000 | 6,790,000 |
| Noninterest income | 250,000 | 603,000 | 914,000 | 1,226,000 |
| Noninterest expense | 1,373,000 | 2,783,000 | 4,221,000 | 5,664,000 |
| Provision for loan losses | 50,000 | 95,000 | 140,000 | 160,000 |
| Pretax income | 518,000 | 1,068,000 | 1,580,000 | 2,192,000 |
| Income tax | 140,000 | 270,000 | 395,000 | 545,000 |
| Net income | 378,000 | 798,000 | 1,185,000 | 1,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,019,000 | 18,439,000 | 18,826,000 | 18,287,000 |
| Total capital | 19,465,000 | 19,998,000 | 20,368,000 | 19,863,000 |
| Risk-weighted assets | 114,805,000 | 123,941,000 | 122,532,000 | 125,379,000 |