Call reports 2006
HOCKING VALLEY BANK, THE — 2006
What HOCKING VALLEY BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 168,661,000 | 167,714,000 | 169,457,000 | 170,465,000 |
| Total loans | 126,618,000 | 126,861,000 | 127,477,000 | 128,241,000 |
| Allowance for loan losses | 2,358,000 | 2,270,000 | 2,271,000 | 2,297,000 |
| Securities available for sale | 22,380,000 | 21,510,000 | 21,728,000 | 22,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,115,000 | 142,762,000 | 143,593,000 | 145,043,000 |
| Interest-bearing deposits | 108,656,000 | 111,556,000 | 111,272,000 | 114,161,000 |
| Noninterest-bearing deposits | 35,459,000 | 31,206,000 | 32,321,000 | 30,882,000 |
| Equity capital | 17,097,000 | 17,551,000 | 18,132,000 | 17,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,364,000 | 4,866,000 | 7,451,000 | 10,096,000 |
| Interest expense | 667,000 | 1,411,000 | 2,270,000 | 3,190,000 |
| Net interest income | 1,697,000 | 3,455,000 | 5,181,000 | 6,906,000 |
| Noninterest income | 280,000 | 564,000 | 855,000 | 1,142,000 |
| Noninterest expense | 1,420,000 | 2,742,000 | 4,109,000 | 5,424,000 |
| Provision for loan losses | 35,000 | 65,000 | 130,000 | 210,000 |
| Pretax income | 522,000 | 1,212,000 | 1,797,000 | 2,414,000 |
| Income tax | 141,000 | 335,000 | 490,000 | 647,000 |
| Net income | 381,000 | 877,000 | 1,307,000 | 1,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,254,000 | 17,750,000 | 18,179,000 | 17,641,000 |
| Total capital | 18,982,000 | 19,211,000 | 19,726,000 | 19,123,000 |
| Risk-weighted assets | 137,638,000 | 116,075,000 | 123,018,000 | 117,757,000 |