Call reports 2002
HOCKING VALLEY BANK, THE — 2002
What HOCKING VALLEY BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 156,065,000 | 158,835,000 | 161,352,000 | 161,735,000 |
| Total loans | 112,397,000 | 112,235,000 | 113,835,000 | 111,944,000 |
| Allowance for loan losses | 2,048,000 | 2,023,000 | 2,058,000 | 2,039,000 |
| Securities available for sale | 23,993,000 | 25,921,000 | 28,607,000 | 31,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,796,000 | 142,145,000 | 143,940,000 | 144,990,000 |
| Interest-bearing deposits | 111,217,000 | 114,019,000 | 115,201,000 | 115,908,000 |
| Noninterest-bearing deposits | 28,579,000 | 28,126,000 | 28,739,000 | 29,082,000 |
| Equity capital | 15,024,000 | 15,676,000 | 16,309,000 | 15,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,493,000 | 5,032,000 | 7,592,000 | 10,105,000 |
| Interest expense | 715,000 | 1,433,000 | 2,149,000 | 2,809,000 |
| Net interest income | 1,778,000 | 3,599,000 | 5,443,000 | 7,296,000 |
| Noninterest income | 266,000 | 521,000 | 776,000 | 1,035,000 |
| Noninterest expense | 1,289,000 | 2,568,000 | 3,904,000 | 5,171,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 390,000 |
| Pretax income | 654,000 | 1,346,000 | 2,004,000 | 2,774,000 |
| Income tax | 205,000 | 410,000 | 615,000 | 844,000 |
| Net income | 449,000 | 936,000 | 1,389,000 | 1,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,825,000 | 15,312,000 | 15,765,000 | 15,107,000 |
| Total capital | 16,099,000 | 16,588,000 | 17,070,000 | 16,379,000 |
| Risk-weighted assets | 101,156,000 | 101,295,000 | 103,653,000 | 100,997,000 |