Call reports 2015

MERCHANTS AND FARMERS BANK OF SALISBURY, THE — 2015

Name: MERCHANTS AND FARMERS BANK OF SALISBURY, THE — FFIEC call report 2015
Creator: MERCHANTS AND FARMERS BANK OF SALISBURY, THE

What MERCHANTS AND FARMERS BANK OF SALISBURY, THE reported to the FFIEC in 2015, quarter by quarter.

PERIOD: 2015SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c5c61bac-1d07-464c-9669-253d6030e76e/2015

Balance sheet

What the bank holds and owes at quarter end

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Total assets	103,240,000	100,243,000	100,763,000	107,830,000
Total loans	60,885,000	62,516,000	59,665,000	60,229,000
Allowance for loan losses	1,156,000	1,154,000	1,154,000	1,151,000
Securities available for sale	33,895,000	33,569,000	32,205,000	33,840,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	94,198,000	91,427,000	91,683,000	99,370,000
Interest-bearing deposits	77,525,000	75,493,000	74,931,000	79,912,000
Noninterest-bearing deposits	16,673,000	15,934,000	16,753,000	19,457,000
Equity capital	8,578,000	8,305,000	8,562,000	8,421,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Interest income	873,000	1,738,000	2,609,000	3,470,000
Interest expense	116,000	221,000	325,000	431,000
Net interest income	757,000	1,517,000	2,284,000	3,039,000
Noninterest income	55,000	119,000	185,000	210,000
Noninterest expense	642,000	1,283,000	1,967,000	2,639,000
Provision for loan losses	0	0	0	0
Pretax income	170,000	358,000	507,000	630,000
Income tax	-8,000	-7,000	-5,000	-5,000
Net income	178,000	365,000	512,000	635,000

Basel measures — not reported for every quarter

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Tier 1 capital	8,517,000	8,526,000	8,578,000	8,549,000
Total capital	9,324,000	9,344,000	9,387,000	9,375,000
Risk-weighted assets	64,211,000	65,134,000	64,371,000	65,809,000