Call reports 2011

MERCHANTS AND FARMERS BANK OF SALISBURY, THE — 2011

Name: MERCHANTS AND FARMERS BANK OF SALISBURY, THE — FFIEC call report 2011
Creator: MERCHANTS AND FARMERS BANK OF SALISBURY, THE

What MERCHANTS AND FARMERS BANK OF SALISBURY, THE reported to the FFIEC in 2011, quarter by quarter.

PERIOD: 2011SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c5c61bac-1d07-464c-9669-253d6030e76e/2011

Balance sheet

What the bank holds and owes at quarter end

Measure	2011Q1	2011Q2	2011Q3	2011Q4
Total assets	98,365,000	96,307,000	96,632,000	103,256,000
Total loans	59,725,000	60,733,000	58,064,000	58,210,000
Allowance for loan losses	986,000	1,199,000	995,000	1,045,000
Securities available for sale	31,282,000	28,592,000	26,780,000	29,951,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	86,785,000	84,980,000	84,778,000	91,455,000
Interest-bearing deposits	74,231,000	73,954,000	71,887,000	76,956,000
Noninterest-bearing deposits	12,554,000	11,026,000	12,891,000	14,499,000
Equity capital	8,371,000	8,171,000	8,720,000	8,847,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2011Q1	2011Q2	2011Q3	2011Q4
Interest income	1,090,000	2,164,000	3,124,000	4,098,000
Interest expense	265,000	506,000	734,000	957,000
Net interest income	825,000	1,658,000	2,390,000	3,141,000
Noninterest income	59,000	105,000	172,000	234,000
Noninterest expense	638,000	1,348,000	1,908,000	2,461,000
Provision for loan losses	15,000	536,000	551,000	591,000
Pretax income	-374,000	-726,000	-409,000	-189,000
Income tax	-15,000	-15,000	-15,000	-15,000
Net income	-359,000	-711,000	-394,000	-174,000

Basel measures — not reported for every quarter

Measure	2011Q1	2011Q2	2011Q3	2011Q4
Tier 1 capital	8,603,000	8,066,000	8,385,000	8,604,000
Total capital	9,377,000	8,849,000	9,139,000	9,361,000
Risk-weighted assets	61,706,000	62,263,000	60,058,000	60,281,000