Call reports 2009

MERCHANTS AND FARMERS BANK OF SALISBURY, THE — 2009

Name: MERCHANTS AND FARMERS BANK OF SALISBURY, THE — FFIEC call report 2009
Creator: MERCHANTS AND FARMERS BANK OF SALISBURY, THE

What MERCHANTS AND FARMERS BANK OF SALISBURY, THE reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c5c61bac-1d07-464c-9669-253d6030e76e/2009

Balance sheet

What the bank holds and owes at quarter end

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Total assets	92,404,000	96,051,000	97,015,000	103,932,000
Total loans	62,242,000	64,948,000	67,653,000	66,473,000
Allowance for loan losses	757,000	750,000	908,000	901,000
Securities available for sale	21,872,000	26,444,000	24,802,000	26,432,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	81,290,000	83,260,000	80,974,000	88,130,000
Interest-bearing deposits	71,195,000	72,640,000	71,335,000	76,155,000
Noninterest-bearing deposits	10,094,000	10,620,000	9,639,000	11,975,000
Equity capital	7,970,000	7,634,000	7,902,000	7,934,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Interest income	1,149,000	2,319,000	3,574,000	4,834,000
Interest expense	437,000	913,000	1,349,000	1,749,000
Net interest income	712,000	1,406,000	2,225,000	3,085,000
Noninterest income	71,000	166,000	262,000	346,000
Noninterest expense	668,000	1,337,000	2,070,000	2,766,000
Provision for loan losses	40,000	70,000	590,000	620,000
Pretax income	75,000	165,000	-165,000	53,000
Income tax	1,000	-18,000	-18,000	-18,000
Net income	74,000	183,000	-147,000	71,000

Basel measures — not reported for every quarter

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Tier 1 capital	7,817,000	7,876,000	7,548,000	7,768,000
Total capital	8,574,000	8,626,000	8,412,000	8,633,000
Risk-weighted assets	63,210,000	67,442,000	69,092,000	69,194,000