Call reports 2007

MERCHANTS AND FARMERS BANK OF SALISBURY, THE — 2007

Name: MERCHANTS AND FARMERS BANK OF SALISBURY, THE — FFIEC call report 2007
Creator: MERCHANTS AND FARMERS BANK OF SALISBURY, THE

What MERCHANTS AND FARMERS BANK OF SALISBURY, THE reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c5c61bac-1d07-464c-9669-253d6030e76e/2007

Balance sheet

What the bank holds and owes at quarter end

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Total assets	95,761,000	92,444,000	93,934,000	98,907,000
Total loans	64,799,000	64,012,000	61,635,000	61,012,000
Allowance for loan losses	788,000	776,000	782,000	783,000
Securities available for sale	24,560,000	22,903,000	25,575,000	28,619,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	86,611,000	80,753,000	81,637,000	84,381,000
Interest-bearing deposits	77,963,000	72,194,000	72,569,000	73,897,000
Noninterest-bearing deposits	8,648,000	8,559,000	9,068,000	10,484,000
Equity capital	7,530,000	7,082,000	7,696,000	8,132,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Interest income	1,595,000	3,171,000	4,748,000	6,205,000
Interest expense	823,000	1,634,000	2,461,000	3,255,000
Net interest income	772,000	1,537,000	2,287,000	2,950,000
Noninterest income	52,000	107,000	210,000	267,000
Noninterest expense	607,000	1,214,000	1,847,000	2,520,000
Provision for loan losses	0	0	0	0
Pretax income	202,000	415,000	635,000	682,000
Income tax	8,000	13,000	5,000	6,000
Net income	194,000	402,000	630,000	676,000

Basel measures — not reported for every quarter

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Tier 1 capital	7,967,000	7,927,000	8,033,000	8,080,000
Total capital	8,755,000	8,703,000	8,795,000	8,848,000
Risk-weighted assets	63,089,000	62,896,000	60,980,000	61,430,000