Call reports 2005

MERCHANTS AND FARMERS BANK OF SALISBURY, THE — 2005

Name: MERCHANTS AND FARMERS BANK OF SALISBURY, THE — FFIEC call report 2005
Creator: MERCHANTS AND FARMERS BANK OF SALISBURY, THE

What MERCHANTS AND FARMERS BANK OF SALISBURY, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c5c61bac-1d07-464c-9669-253d6030e76e/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	89,896,000	89,360,000	94,891,000	98,127,000
Total loans	60,792,000	61,948,000	64,125,000	64,980,000
Allowance for loan losses	727,000	742,000	747,000	849,000
Securities available for sale	21,604,000	22,511,000	24,517,000	25,200,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	81,040,000	80,067,000	80,715,000	83,134,000
Interest-bearing deposits	72,322,000	71,667,000	71,537,000	71,922,000
Noninterest-bearing deposits	8,718,000	8,400,000	9,178,000	11,212,000
Equity capital	6,319,000	6,736,000	6,601,000	6,409,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,210,000	2,475,000	3,867,000	5,352,000
Interest expense	465,000	964,000	1,526,000	2,167,000
Net interest income	745,000	1,511,000	2,341,000	3,185,000
Noninterest income	74,000	144,000	222,000	287,000
Noninterest expense	585,000	1,159,000	1,784,000	2,421,000
Provision for loan losses	77,000	107,000	112,000	206,000
Pretax income	157,000	389,000	667,000	845,000
Income tax	10,000	10,000	15,000	15,000
Net income	147,000	379,000	652,000	830,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	6,893,000	6,875,000	6,899,000	7,079,000
Total capital	7,620,000	7,617,000	7,646,000	7,910,000
Risk-weighted assets	61,500,000	62,056,000	65,198,000	66,437,000