Call reports 2004

MERCHANTS AND FARMERS BANK OF SALISBURY, THE — 2004

Name: MERCHANTS AND FARMERS BANK OF SALISBURY, THE — FFIEC call report 2004
Creator: MERCHANTS AND FARMERS BANK OF SALISBURY, THE

What MERCHANTS AND FARMERS BANK OF SALISBURY, THE reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c5c61bac-1d07-464c-9669-253d6030e76e/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	82,280,000	87,593,000	89,890,000	90,619,000
Total loans	54,850,000	60,058,000	62,931,000	63,493,000
Allowance for loan losses	563,000	577,000	605,000	649,000
Securities available for sale	22,250,000	22,428,000	21,506,000	20,983,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	72,770,000	71,724,000	72,836,000	81,031,000
Interest-bearing deposits	65,911,000	64,040,000	65,373,000	71,636,000
Noninterest-bearing deposits	6,858,000	7,684,000	7,462,000	9,396,000
Equity capital	6,337,000	5,589,000	6,321,000	6,579,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,010,000	2,117,000	3,293,000	4,511,000
Interest expense	387,000	781,000	1,202,000	1,656,000
Net interest income	623,000	1,336,000	2,091,000	2,855,000
Noninterest income	61,000	143,000	229,000	314,000
Noninterest expense	562,000	1,105,000	1,691,000	2,237,000
Provision for loan losses	15,000	30,000	65,000	110,000
Pretax income	107,000	344,000	564,000	794,000
Income tax	-3,000	-3,000	-2,000	2,000
Net income	110,000	347,000	566,000	792,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	6,179,000	6,249,000	6,375,000	6,853,000
Total capital	6,742,000	6,826,000	6,980,000	7,502,000
Risk-weighted assets	56,639,000	61,968,000	64,152,000	64,233,000