Call reports 2007
FIRST NATIONAL BANK IN CANNON FALLS, THE — 2007
What FIRST NATIONAL BANK IN CANNON FALLS, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 126,124,000 | 116,684,000 |
| Total loans | 79,821,000 | 77,110,000 |
| Allowance for loan losses | 1,463,000 | 1,410,000 |
| Securities available for sale | 27,336,000 | 27,590,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 106,592,000 | 97,688,000 |
| Interest-bearing deposits | 97,262,000 | 89,532,000 |
| Noninterest-bearing deposits | 9,330,000 | 8,156,000 |
| Equity capital | 10,475,000 | 10,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 1,965,000 | 3,865,000 |
| Interest expense | 922,000 | 1,844,000 |
| Net interest income | 1,043,000 | 2,021,000 |
| Noninterest income | 275,000 | 447,000 |
| Noninterest expense | 1,092,000 | 2,298,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 230,000 | 174,000 |
| Income tax | 2,000 | 2,000 |
| Net income | 228,000 | 172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 10,614,000 | 10,558,000 |
| Total capital | 11,778,000 | 11,668,000 |
| Risk-weighted assets | 92,767,000 | 88,454,000 |