Call reports 2006
FIRST NATIONAL BANK IN CANNON FALLS, THE — 2006
What FIRST NATIONAL BANK IN CANNON FALLS, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 128,187,000 | 125,159,000 | 121,099,000 | 122,131,000 |
| Total loans | 94,183,000 | 90,886,000 | 87,825,000 | 81,293,000 |
| Allowance for loan losses | 1,463,000 | 1,242,000 | 1,611,000 | 1,536,000 |
| Securities available for sale | 21,391,000 | 21,930,000 | 24,361,000 | 26,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,082,000 | 102,476,000 | 100,535,000 | 101,476,000 |
| Interest-bearing deposits | 94,517,000 | 93,064,000 | 91,439,000 | 92,147,000 |
| Noninterest-bearing deposits | 8,565,000 | 9,412,000 | 9,096,000 | 9,329,000 |
| Equity capital | 10,408,000 | 10,239,000 | 9,974,000 | 10,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,122,000 | 4,288,000 | 6,366,000 | 8,407,000 |
| Interest expense | 795,000 | 1,620,000 | 2,485,000 | 3,415,000 |
| Net interest income | 1,327,000 | 2,668,000 | 3,881,000 | 4,992,000 |
| Noninterest income | 232,000 | 458,000 | 658,000 | 845,000 |
| Noninterest expense | 1,138,000 | 2,327,000 | 3,448,000 | 4,555,000 |
| Provision for loan losses | 120,000 | 120,000 | 570,000 | 570,000 |
| Pretax income | 301,000 | 679,000 | 521,000 | 712,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 299,000 | 677,000 | 519,000 | 710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,772,000 | 10,774,000 | 10,192,000 | 10,385,000 |
| Total capital | 12,073,000 | 12,036,000 | 11,430,000 | 11,563,000 |
| Risk-weighted assets | 103,908,000 | 101,714,000 | 98,653,000 | 93,836,000 |