Call reports 2005
FIRST NATIONAL BANK IN CANNON FALLS, THE — 2005
What FIRST NATIONAL BANK IN CANNON FALLS, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 127,185,000 | 126,086,000 | 125,790,000 | 128,897,000 |
| Total loans | 92,890,000 | 94,463,000 | 95,702,000 | 94,790,000 |
| Allowance for loan losses | 1,275,000 | 1,450,000 | 1,554,000 | 1,523,000 |
| Securities available for sale | 25,756,000 | 23,689,000 | 21,300,000 | 20,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,651,000 | 100,590,000 | 98,754,000 | 102,551,000 |
| Interest-bearing deposits | 90,486,000 | 89,888,000 | 86,541,000 | 94,087,000 |
| Noninterest-bearing deposits | 13,165,000 | 10,702,000 | 12,213,000 | 8,464,000 |
| Equity capital | 10,575,000 | 10,332,000 | 10,311,000 | 10,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,858,000 | 3,878,000 | 5,951,000 | 8,031,000 |
| Interest expense | 597,000 | 1,303,000 | 2,018,000 | 2,774,000 |
| Net interest income | 1,261,000 | 2,575,000 | 3,933,000 | 5,257,000 |
| Noninterest income | 229,000 | 475,000 | 712,000 | 922,000 |
| Noninterest expense | 1,238,000 | 2,354,000 | 3,501,000 | 4,672,000 |
| Provision for loan losses | 90,000 | 310,000 | 430,000 | 430,000 |
| Pretax income | 135,000 | 352,000 | 660,000 | 1,023,000 |
| Income tax | 0 | 0 | 2,000 | 2,000 |
| Net income | 135,000 | 352,000 | 658,000 | 1,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,839,000 | 10,365,000 | 10,482,000 | 10,548,000 |
| Total capital | 12,114,000 | 11,659,000 | 11,783,000 | 11,855,000 |
| Risk-weighted assets | 102,522,000 | 103,372,000 | 103,812,000 | 104,314,000 |