Call reports 2004
FIRST NATIONAL BANK IN CANNON FALLS, THE — 2004
What FIRST NATIONAL BANK IN CANNON FALLS, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 116,465,000 | 116,724,000 | 123,297,000 | 126,815,000 |
| Total loans | 80,971,000 | 85,421,000 | 88,120,000 | 88,723,000 |
| Allowance for loan losses | 1,279,000 | 1,340,000 | 1,353,000 | 1,212,000 |
| Securities available for sale | 25,107,000 | 21,625,000 | 23,347,000 | 22,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,761,000 | 94,265,000 | 98,638,000 | 103,133,000 |
| Interest-bearing deposits | 85,308,000 | 82,852,000 | 86,576,000 | 90,083,000 |
| Noninterest-bearing deposits | 12,453,000 | 11,413,000 | 12,062,000 | 13,050,000 |
| Equity capital | 8,957,000 | 10,362,000 | 10,836,000 | 11,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,646,000 | 3,380,000 | 5,144,000 | 6,963,000 |
| Interest expense | 504,000 | 1,003,000 | 1,516,000 | 2,073,000 |
| Net interest income | 1,142,000 | 2,377,000 | 3,628,000 | 4,890,000 |
| Noninterest income | 213,000 | 499,000 | 668,000 | 993,000 |
| Noninterest expense | 1,095,000 | 2,256,000 | 3,303,000 | 4,343,000 |
| Provision for loan losses | 45,000 | 105,000 | 159,000 | 316,000 |
| Pretax income | 215,000 | 488,000 | 807,000 | 1,197,000 |
| Income tax | -23,000 | -23,000 | -37,000 | -37,000 |
| Net income | 238,000 | 511,000 | 844,000 | 1,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,465,000 | 10,550,000 | 10,693,000 | 11,081,000 |
| Total capital | 9,604,000 | 11,739,000 | 11,916,000 | 12,293,000 |
| Risk-weighted assets | 90,960,000 | 94,975,000 | 97,694,000 | 99,440,000 |