Call reports 2003
FIRST NATIONAL BANK IN CANNON FALLS, THE — 2003
What FIRST NATIONAL BANK IN CANNON FALLS, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 106,458,000 | 109,161,000 | 112,950,000 | 116,785,000 |
| Total loans | 70,225,000 | 73,219,000 | 77,061,000 | 80,051,000 |
| Allowance for loan losses | 1,169,000 | 1,181,000 | 1,160,000 | 1,215,000 |
| Securities available for sale | 24,981,000 | 22,808,000 | 25,977,000 | 24,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,821,000 | 92,748,000 | 95,671,000 | 97,664,000 |
| Interest-bearing deposits | 80,484,000 | 81,645,000 | 84,202,000 | 84,839,000 |
| Noninterest-bearing deposits | 9,337,000 | 11,103,000 | 11,469,000 | 12,825,000 |
| Equity capital | 8,713,000 | 9,070,000 | 8,862,000 | 8,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,721,000 | 3,613,000 | 5,433,000 | 6,475,000 |
| Interest expense | 581,000 | 1,148,000 | 1,702,000 | 2,218,000 |
| Net interest income | 1,140,000 | 2,465,000 | 3,731,000 | 4,257,000 |
| Noninterest income | 201,000 | 414,000 | 689,000 | 1,406,000 |
| Noninterest expense | 1,005,000 | 2,086,000 | 3,179,000 | 4,348,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 291,000 | 716,000 | 1,119,000 | 1,163,000 |
| Income tax | 9,000 | 9,000 | 9,000 | 9,000 |
| Net income | 282,000 | 707,000 | 1,110,000 | 1,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,249,000 | 8,479,000 | 8,562,000 | 8,416,000 |
| Total capital | 9,245,000 | 9,559,000 | 9,690,000 | 9,574,000 |
| Risk-weighted assets | 79,693,000 | 86,312,000 | 90,188,000 | 92,586,000 |