Call reports 2002
FIRST NATIONAL BANK IN CANNON FALLS, THE — 2002
What FIRST NATIONAL BANK IN CANNON FALLS, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 85,436,000 | 91,352,000 | 97,507,000 | 107,915,000 |
| Total loans | 59,618,000 | 65,780,000 | 70,066,000 | 72,587,000 |
| Allowance for loan losses | 815,000 | 849,000 | 1,035,000 | 1,126,000 |
| Securities available for sale | 15,498,000 | 17,625,000 | 20,338,000 | 24,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,561,000 | 79,905,000 | 83,133,000 | 91,572,000 |
| Interest-bearing deposits | 65,108,000 | 72,451,000 | 74,049,000 | 81,568,000 |
| Noninterest-bearing deposits | 7,453,000 | 7,454,000 | 9,084,000 | 10,004,000 |
| Equity capital | 5,975,000 | 6,037,000 | 7,266,000 | 8,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,439,000 | 2,969,000 | 4,579,000 | 6,398,000 |
| Interest expense | 641,000 | 1,322,000 | 2,007,000 | 2,648,000 |
| Net interest income | 798,000 | 1,647,000 | 2,572,000 | 3,750,000 |
| Noninterest income | 89,000 | 203,000 | 342,000 | 535,000 |
| Noninterest expense | 721,000 | 1,657,000 | 2,567,000 | 3,608,000 |
| Provision for loan losses | 315,000 | 330,000 | 345,000 | 410,000 |
| Pretax income | -149,000 | -137,000 | 2,000 | 260,000 |
| Income tax | 0 | 0 | 3,000 | 9,000 |
| Net income | -149,000 | -137,000 | -1,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,764,000 | 5,586,000 | 6,722,000 | 7,971,000 |
| Total capital | 6,579,000 | 6,435,000 | 7,682,000 | 8,987,000 |
| Risk-weighted assets | 65,846,000 | 71,484,000 | 76,685,000 | 81,205,000 |