Call reports 2001
FIRST NATIONAL BANK IN CANNON FALLS, THE — 2001
What FIRST NATIONAL BANK IN CANNON FALLS, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,010,000 | 80,594,000 | 79,657,000 | 81,758,000 |
| Total loans | 49,350,000 | 53,256,000 | 54,708,000 | 59,021,000 |
| Allowance for loan losses | 776,000 | 773,000 | 777,000 | 829,000 |
| Securities available for sale | 18,717,000 | 20,688,000 | 20,306,000 | 18,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,815,000 | 70,327,000 | 67,971,000 | 70,819,000 |
| Interest-bearing deposits | 59,004,000 | 62,639,000 | 60,526,000 | 62,100,000 |
| Noninterest-bearing deposits | 7,811,000 | 7,688,000 | 7,445,000 | 8,719,000 |
| Equity capital | 6,197,000 | 6,291,000 | 6,744,000 | 6,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,161,000 | 4,796,000 | 6,285,000 |
| Interest expense | 880,000 | 1,709,000 | 2,531,000 | 3,236,000 |
| Net interest income | 677,000 | 1,452,000 | 2,265,000 | 3,049,000 |
| Noninterest income | 192,000 | 355,000 | 483,000 | 627,000 |
| Noninterest expense | 543,000 | 1,100,000 | 1,657,000 | 2,250,000 |
| Provision for loan losses | 100,000 | 115,000 | 130,000 | 495,000 |
| Pretax income | 226,000 | 592,000 | 961,000 | 931,000 |
| Income tax | 23,000 | 59,000 | 59,000 | 59,000 |
| Net income | 203,000 | 533,000 | 902,000 | 872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,964,000 | 6,034,000 | 6,286,000 | 6,039,000 |
| Total capital | 6,625,000 | 6,744,000 | 7,019,000 | 6,832,000 |
| Risk-weighted assets | 52,740,000 | 56,773,000 | 58,587,000 | 63,337,000 |