Call reports 2007
COMMERCIAL BANK OF FLORIDA — 2007
What COMMERCIAL BANK OF FLORIDA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 1,031,678,000 |
| Total loans | 594,254,000 |
| Allowance for loan losses | 5,983,000 |
| Securities available for sale | 193,306,000 |
| Securities held to maturity | 148,863,000 |
| Trading assets | 0 |
| Total deposits | 844,978,000 |
| Interest-bearing deposits | 692,517,000 |
| Noninterest-bearing deposits | 152,461,000 |
| Equity capital | 78,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 15,789,000 |
| Interest expense | 7,818,000 |
| Net interest income | 7,971,000 |
| Noninterest income | 637,000 |
| Noninterest expense | 4,288,000 |
| Provision for loan losses | -19,000 |
| Pretax income | 4,449,000 |
| Income tax | 1,499,000 |
| Net income | 2,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 79,241,000 |
| Total capital | 85,314,000 |
| Risk-weighted assets | 691,650,000 |