Call reports 2002
COMMERCIAL BANK OF FLORIDA — 2002
What COMMERCIAL BANK OF FLORIDA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 593,405,000 | 608,438,000 | 682,801,000 | 693,743,000 |
| Total loans | 350,391,000 | 359,928,000 | 343,074,000 | 350,517,000 |
| Allowance for loan losses | 4,656,000 | 4,732,000 | 4,750,000 | 4,751,000 |
| Securities available for sale | 122,831,000 | 118,935,000 | 164,101,000 | 177,932,000 |
| Securities held to maturity | 42,158,000 | 43,017,000 | 71,154,000 | 88,307,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 479,857,000 | 489,039,000 | 569,763,000 | 581,324,000 |
| Interest-bearing deposits | 384,821,000 | 392,965,000 | 462,496,000 | 482,208,000 |
| Noninterest-bearing deposits | 95,036,000 | 96,074,000 | 107,267,000 | 99,116,000 |
| Equity capital | 46,761,000 | 49,826,000 | 52,507,000 | 53,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,716,000 | 17,714,000 | 26,778,000 | 36,174,000 |
| Interest expense | 2,908,000 | 5,715,000 | 8,663,000 | 11,697,000 |
| Net interest income | 5,808,000 | 11,999,000 | 18,115,000 | 24,477,000 |
| Noninterest income | 808,000 | 1,607,000 | 2,394,000 | 3,223,000 |
| Noninterest expense | 3,770,000 | 7,491,000 | 10,968,000 | 14,573,000 |
| Provision for loan losses | 75,000 | 150,000 | 170,000 | 170,000 |
| Pretax income | 2,811,000 | 5,998,000 | 9,404,000 | 12,990,000 |
| Income tax | 825,000 | 1,784,000 | 2,851,000 | 3,994,000 |
| Net income | 1,986,000 | 4,214,000 | 6,553,000 | 8,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,604,000 | 47,932,000 | 49,295,000 | 50,739,000 |
| Total capital | 51,260,000 | 52,664,000 | 54,045,000 | 55,490,000 |
| Risk-weighted assets | 400,943,000 | 450,021,000 | 403,370,000 | 406,753,000 |