Call reports 2001
COMMERCIAL BANK OF FLORIDA — 2001
What COMMERCIAL BANK OF FLORIDA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 544,126,000 | 546,758,000 | 552,428,000 | 565,818,000 |
| Total loans | 311,815,000 | 345,077,000 | 339,552,000 | 350,893,000 |
| Allowance for loan losses | 3,875,000 | 3,952,000 | 4,221,000 | 4,642,000 |
| Securities available for sale | 132,863,000 | 116,216,000 | 125,412,000 | 108,298,000 |
| Securities held to maturity | 30,622,000 | 28,452,000 | 26,807,000 | 24,664,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,362,000 | 446,464,000 | 453,598,000 | 462,605,000 |
| Interest-bearing deposits | 351,385,000 | 354,360,000 | 364,782,000 | 368,053,000 |
| Noninterest-bearing deposits | 90,977,000 | 92,104,000 | 88,816,000 | 94,552,000 |
| Equity capital | 43,673,000 | 44,384,000 | 46,311,000 | 46,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 9,402,000 | 18,963,000 | 28,336,000 | 37,193,000 |
| Interest expense | 4,540,000 | 8,992,000 | 13,054,000 | 16,408,000 |
| Net interest income | 4,862,000 | 9,971,000 | 15,282,000 | 20,785,000 |
| Noninterest income | 761,000 | 1,597,000 | 2,422,000 | 3,254,000 |
| Noninterest expense | 3,298,000 | 6,712,000 | 10,208,000 | 13,640,000 |
| Provision for loan losses | 75,000 | 175,000 | 425,000 | 875,000 |
| Pretax income | 2,250,000 | 4,681,000 | 7,071,000 | 9,524,000 |
| Income tax | 620,000 | 1,304,000 | 1,971,000 | 2,659,000 |
| Net income | 1,630,000 | 3,377,000 | 5,100,000 | 6,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,733,000 | 43,680,000 | 44,578,000 | 45,517,000 |
| Total capital | 46,608,000 | 47,632,000 | 48,799,000 | 50,159,000 |
| Risk-weighted assets | 357,712,000 | 384,632,000 | 384,682,000 | 394,029,000 |