Call reports 2015
WALLIS BANK — 2015
What WALLIS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 417,351,000 | 446,375,000 | 466,984,000 | 447,608,000 |
| Total loans | 318,016,000 | 333,676,000 | 352,003,000 | 355,784,000 |
| Allowance for loan losses | 2,567,000 | 2,731,000 | 2,981,000 | 3,226,000 |
| Securities available for sale | 8,649,000 | 8,821,000 | 8,890,000 | 10,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,828,000 | 363,432,000 | 382,929,000 | 375,131,000 |
| Interest-bearing deposits | 233,055,000 | 243,237,000 | 238,254,000 | 241,232,000 |
| Noninterest-bearing deposits | 112,773,000 | 120,195,000 | 144,675,000 | 133,899,000 |
| Equity capital | 43,532,000 | 44,839,000 | 45,966,000 | 45,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,952,000 | 10,291,000 | 15,746,000 | 21,280,000 |
| Interest expense | 512,000 | 1,082,000 | 1,669,000 | 2,259,000 |
| Net interest income | 4,440,000 | 9,209,000 | 14,077,000 | 19,021,000 |
| Noninterest income | 1,716,000 | 4,119,000 | 5,924,000 | 8,147,000 |
| Noninterest expense | 4,074,000 | 8,255,000 | 12,447,000 | 17,149,000 |
| Provision for loan losses | 50,000 | 250,000 | 550,000 | 850,000 |
| Pretax income | 2,032,000 | 4,823,000 | 7,004,000 | 9,169,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,032,000 | 4,823,000 | 7,004,000 | 9,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,903,000 | 44,219,000 | 45,222,000 | 44,989,000 |
| Total capital | 45,470,000 | 46,950,000 | 48,203,000 | 48,215,000 |
| Risk-weighted assets | 360,667,000 | 371,909,000 | 389,899,000 | 400,200,000 |