Call reports 2009
WALLIS BANK — 2009
What WALLIS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 310,504,000 | 305,487,000 | 311,151,000 | 322,527,000 |
| Total loans | 217,456,000 | 219,425,000 | 218,908,000 | 225,704,000 |
| Allowance for loan losses | 2,055,000 | 1,942,000 | 2,074,000 | 2,563,000 |
| Securities available for sale | 33,871,000 | 31,987,000 | 30,588,000 | 16,042,000 |
| Securities held to maturity | 377,000 | 377,000 | 343,000 | 343,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,824,000 | 224,464,000 | 229,691,000 | 237,261,000 |
| Interest-bearing deposits | 155,485,000 | 162,968,000 | 174,159,000 | 177,970,000 |
| Noninterest-bearing deposits | 63,339,000 | 61,496,000 | 55,532,000 | 59,291,000 |
| Equity capital | 30,540,000 | 30,434,000 | 31,059,000 | 30,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,941,000 | 7,972,000 | 12,050,000 | 16,375,000 |
| Interest expense | 1,399,000 | 2,761,000 | 4,126,000 | 5,447,000 |
| Net interest income | 2,542,000 | 5,211,000 | 7,924,000 | 10,928,000 |
| Noninterest income | 529,000 | 1,041,000 | 1,636,000 | 2,158,000 |
| Noninterest expense | 2,522,000 | 5,253,000 | 7,707,000 | 10,705,000 |
| Provision for loan losses | 275,000 | 500,000 | 775,000 | 1,225,000 |
| Pretax income | 666,000 | 891,000 | 1,744,000 | 2,362,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 666,000 | 891,000 | 1,744,000 | 2,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,038,000 | 30,231,000 | 30,592,000 | 30,719,000 |
| Total capital | 32,093,000 | 32,173,000 | 32,666,000 | 33,282,000 |
| Risk-weighted assets | 249,284,000 | 243,143,000 | 241,234,000 | 247,633,000 |