Call reports 2008
WALLIS BANK — 2008
What WALLIS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 279,105,000 | 282,017,000 | 291,376,000 | 285,876,000 |
| Total loans | 198,149,000 | 197,463,000 | 206,422,000 | 217,838,000 |
| Allowance for loan losses | 2,077,000 | 1,915,000 | 2,026,000 | 2,253,000 |
| Securities available for sale | 19,051,000 | 17,676,000 | 16,519,000 | 29,072,000 |
| Securities held to maturity | 412,000 | 412,000 | 377,000 | 377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,442,000 | 205,654,000 | 215,209,000 | 191,110,000 |
| Interest-bearing deposits | 153,049,000 | 145,586,000 | 149,314,000 | 132,346,000 |
| Noninterest-bearing deposits | 59,393,000 | 60,068,000 | 65,895,000 | 58,764,000 |
| Equity capital | 29,884,000 | 29,860,000 | 30,029,000 | 30,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,370,000 | 8,389,000 | 12,344,000 | 16,244,000 |
| Interest expense | 1,758,000 | 3,348,000 | 4,937,000 | 6,385,000 |
| Net interest income | 2,612,000 | 5,041,000 | 7,407,000 | 9,859,000 |
| Noninterest income | 524,000 | 1,249,000 | 1,744,000 | 2,304,000 |
| Noninterest expense | 2,576,000 | 5,168,000 | 7,697,000 | 9,997,000 |
| Provision for loan losses | 150,000 | 150,000 | 300,000 | 600,000 |
| Pretax income | 537,000 | 1,099,000 | 1,281,000 | 1,693,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 537,000 | 1,099,000 | 1,281,000 | 1,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,684,000 | 30,246,000 | 29,944,000 | 29,864,000 |
| Total capital | 31,761,000 | 32,161,000 | 31,970,000 | 32,117,000 |
| Risk-weighted assets | 230,912,000 | 233,454,000 | 243,122,000 | 247,638,000 |