Call reports 2007
WALLIS BANK — 2007
What WALLIS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 261,838,000 | 258,671,000 | 261,253,000 | 274,000,000 |
| Total loans | 188,595,000 | 194,913,000 | 192,451,000 | 194,990,000 |
| Allowance for loan losses | 2,050,000 | 1,958,000 | 2,032,000 | 1,920,000 |
| Securities available for sale | 17,187,000 | 16,288,000 | 15,976,000 | 15,595,000 |
| Securities held to maturity | 442,000 | 442,000 | 412,000 | 412,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,521,000 | 210,363,000 | 211,527,000 | 217,710,000 |
| Interest-bearing deposits | 150,917,000 | 154,639,000 | 157,587,000 | 157,408,000 |
| Noninterest-bearing deposits | 63,604,000 | 55,724,000 | 53,940,000 | 60,302,000 |
| Equity capital | 27,368,000 | 28,539,000 | 30,209,000 | 29,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,504,000 | 9,309,000 | 14,181,000 | 18,802,000 |
| Interest expense | 1,558,000 | 3,336,000 | 5,203,000 | 6,992,000 |
| Net interest income | 2,946,000 | 5,973,000 | 8,978,000 | 11,810,000 |
| Noninterest income | 593,000 | 1,100,000 | 1,601,000 | 2,093,000 |
| Noninterest expense | 1,896,000 | 3,889,000 | 5,875,000 | 8,166,000 |
| Provision for loan losses | 300,000 | 450,000 | 600,000 | 750,000 |
| Pretax income | 1,343,000 | 2,734,000 | 4,104,000 | 4,987,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,343,000 | 2,734,000 | 4,104,000 | 4,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,431,000 | 28,830,000 | 30,208,000 | 29,099,000 |
| Total capital | 29,481,000 | 30,788,000 | 32,241,000 | 31,019,000 |
| Risk-weighted assets | 214,734,000 | 218,991,000 | 214,784,000 | 220,501,000 |