Call reports 2006
WALLIS BANK — 2006
What WALLIS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 234,506,000 | 241,184,000 | 251,383,000 | 243,666,000 |
| Total loans | 153,983,000 | 168,068,000 | 173,243,000 | 180,975,000 |
| Allowance for loan losses | 1,881,000 | 2,017,000 | 2,109,000 | 1,786,000 |
| Securities available for sale | 24,826,000 | 22,439,000 | 22,035,000 | 19,066,000 |
| Securities held to maturity | 472,000 | 472,000 | 442,000 | 442,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,502,000 | 201,385,000 | 209,880,000 | 202,661,000 |
| Interest-bearing deposits | 133,662,000 | 140,594,000 | 146,796,000 | 138,715,000 |
| Noninterest-bearing deposits | 61,840,000 | 60,791,000 | 63,084,000 | 63,946,000 |
| Equity capital | 22,023,000 | 23,065,000 | 24,841,000 | 25,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,834,000 | 7,993,000 | 12,480,000 | 17,040,000 |
| Interest expense | 1,215,000 | 2,598,000 | 4,091,000 | 5,624,000 |
| Net interest income | 2,619,000 | 5,395,000 | 8,389,000 | 11,416,000 |
| Noninterest income | 582,000 | 1,177,000 | 1,765,000 | 2,351,000 |
| Noninterest expense | 1,852,000 | 3,859,000 | 5,810,000 | 7,864,000 |
| Provision for loan losses | 225,000 | 275,000 | 375,000 | 925,000 |
| Pretax income | 1,124,000 | 2,438,000 | 3,969,000 | 4,978,000 |
| Income tax | 587,000 | 587,000 | 587,000 | 587,000 |
| Net income | 537,000 | 1,851,000 | 3,382,000 | 4,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,202,000 | 23,521,000 | 25,062,000 | 26,080,000 |
| Total capital | 24,083,000 | 25,538,000 | 27,171,000 | 27,866,000 |
| Risk-weighted assets | 178,557,000 | 189,875,000 | 200,809,000 | 205,920,000 |