Call reports 2005
WALLIS BANK — 2005
What WALLIS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 170,692,000 | 178,834,000 | 210,295,000 | 219,858,000 |
| Total loans | 126,151,000 | 136,612,000 | 138,888,000 | 149,998,000 |
| Allowance for loan losses | 1,332,000 | 1,300,000 | 1,418,000 | 1,681,000 |
| Securities available for sale | 18,444,000 | 17,434,000 | 18,664,000 | 25,123,000 |
| Securities held to maturity | 2,002,000 | 1,502,000 | 972,000 | 972,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,905,000 | 150,728,000 | 179,323,000 | 184,663,000 |
| Interest-bearing deposits | 97,956,000 | 100,924,000 | 129,284,000 | 128,783,000 |
| Noninterest-bearing deposits | 45,949,000 | 49,804,000 | 50,039,000 | 55,880,000 |
| Equity capital | 15,710,000 | 16,395,000 | 17,142,000 | 17,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,457,000 | 5,211,000 | 8,344,000 | 11,881,000 |
| Interest expense | 522,000 | 1,139,000 | 1,966,000 | 3,058,000 |
| Net interest income | 1,935,000 | 4,072,000 | 6,378,000 | 8,823,000 |
| Noninterest income | 817,000 | 1,729,000 | 2,831,000 | 3,390,000 |
| Noninterest expense | 1,864,000 | 3,802,000 | 5,798,000 | 7,514,000 |
| Provision for loan losses | 75,000 | 200,000 | 400,000 | 725,000 |
| Pretax income | 813,000 | 1,799,000 | 3,011,000 | 3,808,000 |
| Income tax | 266,000 | 592,000 | 988,000 | 1,225,000 |
| Net income | 547,000 | 1,207,000 | 2,023,000 | 2,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,308,000 | 15,992,000 | 17,087,000 | 17,656,000 |
| Total capital | 16,640,000 | 17,292,000 | 18,505,000 | 19,337,000 |
| Risk-weighted assets | 144,447,000 | 154,257,000 | 162,060,000 | 172,414,000 |