Call reports 2004
WALLIS BANK — 2004
What WALLIS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 143,679,000 | 145,898,000 | 157,623,000 | 164,802,000 |
| Total loans | 96,858,000 | 101,118,000 | 103,088,000 | 114,982,000 |
| Allowance for loan losses | 1,514,000 | 1,504,000 | 1,462,000 | 1,394,000 |
| Securities available for sale | 28,185,000 | 22,940,000 | 21,251,000 | 20,196,000 |
| Securities held to maturity | 2,027,000 | 1,777,000 | 1,752,000 | 1,502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,309,000 | 125,770,000 | 134,938,000 | 138,341,000 |
| Interest-bearing deposits | 83,261,000 | 85,261,000 | 89,066,000 | 91,453,000 |
| Noninterest-bearing deposits | 39,048,000 | 40,509,000 | 45,872,000 | 46,888,000 |
| Equity capital | 14,121,000 | 14,086,000 | 14,843,000 | 15,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,876,000 | 3,835,000 | 5,930,000 | 8,254,000 |
| Interest expense | 308,000 | 644,000 | 1,015,000 | 1,460,000 |
| Net interest income | 1,568,000 | 3,191,000 | 4,915,000 | 6,794,000 |
| Noninterest income | 875,000 | 1,669,000 | 2,560,000 | 3,295,000 |
| Noninterest expense | 1,732,000 | 3,518,000 | 5,352,000 | 7,093,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 636,000 | 1,273,000 | 2,054,000 | 2,927,000 |
| Income tax | 210,000 | 416,000 | 670,000 | 957,000 |
| Net income | 426,000 | 857,000 | 1,384,000 | 1,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,130,000 | 13,583,000 | 14,131,000 | 14,739,000 |
| Total capital | 14,542,000 | 15,044,000 | 15,593,000 | 16,133,000 |
| Risk-weighted assets | 112,795,000 | 116,870,000 | 122,174,000 | 133,104,000 |