Call reports 2003
WALLIS BANK — 2003
What WALLIS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 131,530,000 | 137,250,000 | 143,541,000 | 142,471,000 |
| Total loans | 80,867,000 | 80,102,000 | 85,698,000 | 90,643,000 |
| Allowance for loan losses | 1,332,000 | 1,350,000 | 1,353,000 | 1,409,000 |
| Securities available for sale | 24,938,000 | 26,753,000 | 27,489,000 | 29,045,000 |
| Securities held to maturity | 4,335,000 | 3,585,000 | 2,561,000 | 2,526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,331,000 | 122,646,000 | 128,321,000 | 127,233,000 |
| Interest-bearing deposits | 82,182,000 | 81,914,000 | 85,358,000 | 83,946,000 |
| Noninterest-bearing deposits | 35,149,000 | 40,732,000 | 42,963,000 | 43,287,000 |
| Equity capital | 12,599,000 | 13,163,000 | 13,279,000 | 13,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,800,000 | 3,615,000 | 5,433,000 | 7,287,000 |
| Interest expense | 419,000 | 794,000 | 1,136,000 | 1,455,000 |
| Net interest income | 1,381,000 | 2,821,000 | 4,297,000 | 5,832,000 |
| Noninterest income | 758,000 | 1,678,000 | 2,481,000 | 3,266,000 |
| Noninterest expense | 1,450,000 | 3,029,000 | 4,669,000 | 6,329,000 |
| Provision for loan losses | 100,000 | 125,000 | 125,000 | 250,000 |
| Pretax income | 589,000 | 1,345,000 | 1,984,000 | 2,519,000 |
| Income tax | 189,000 | 438,000 | 643,000 | 812,000 |
| Net income | 400,000 | 907,000 | 1,341,000 | 1,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,378,000 | 11,909,000 | 12,359,000 | 12,680,000 |
| Total capital | 12,556,000 | 13,095,000 | 13,619,000 | 13,997,000 |
| Risk-weighted assets | 94,051,000 | 94,741,000 | 100,789,000 | 105,348,000 |